/* ==========================================================================
   Apple Design Components & Interactive Elements
   ========================================================================== */

/* --- Sticky Translucent Header --- */
.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: var(--bg-translucent);
  backdrop-filter: blur(20px) saturate(180%);
  -webkit-backdrop-filter: blur(20px) saturate(180%);
  border-bottom: 1px solid var(--border-subtle);
  transition: background-color var(--spring-snappy);
}

.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 64px;
}

.brand-wrapper {
  display: flex;
  flex-direction: column;
}

.brand-badge {
  font-size: 0.72rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: var(--accent-blue);
}

.brand-title {
  font-size: 1.15rem;
  font-weight: 600;
  letter-spacing: -0.015em;
  color: var(--text-primary);
}

.header-controls {
  display: flex;
  align-items: center;
  gap: 16px;
}

/* Language Switcher Pill */
.lang-switcher {
  display: flex;
  background: rgba(0, 0, 0, 0.05);
  padding: 3px;
  border-radius: var(--radius-full);
}

.lang-btn {
  padding: 5px 12px;
  font-size: 0.82rem;
  font-weight: 500;
  color: var(--text-secondary);
  border-radius: var(--radius-full);
  transition: all var(--spring-snappy);
}

.lang-btn.active {
  background: #ffffff;
  color: var(--text-primary);
  box-shadow: 0 1px 4px rgba(0, 0, 0, 0.1);
}

/* Apple Pill Buttons */
.btn-primary {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  background: var(--accent-blue);
  color: var(--text-on-accent);
  padding: 10px 20px;
  font-size: 0.95rem;
  font-weight: 500;
  border-radius: var(--radius-full);
  box-shadow: 0 2px 8px rgba(0, 113, 227, 0.25);
  transition: all var(--spring-snappy);
}

.btn-primary:hover {
  background: var(--accent-blue-hover);
  box-shadow: 0 4px 14px rgba(0, 113, 227, 0.35);
}

.btn-primary:active {
  transform: scale(0.97);
  background: var(--accent-blue-active);
}

.btn-large {
  padding: 16px 32px;
  font-size: 1.1rem;
  font-weight: 600;
  width: 100%;
}

/* --- Hero Section --- */
.hero-section {
  padding: 56px 0 36px;
  text-align: center;
}

.hero-content {
  max-width: 820px;
  margin: 0 auto;
}

.pill-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 6px 16px;
  background: rgba(0, 0, 0, 0.04);
  border: 1px solid rgba(0, 0, 0, 0.06);
  border-radius: var(--radius-full);
  font-size: 0.85rem;
  font-weight: 500;
  color: var(--text-secondary);
  margin-bottom: 20px;
}

.pulse-dot {
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: var(--status-green);
  box-shadow: 0 0 0 0 rgba(52, 199, 89, 0.7);
  animation: pulse 2s infinite;
}

@keyframes pulse {
  0% { transform: scale(0.95); box-shadow: 0 0 0 0 rgba(52, 199, 89, 0.7); }
  70% { transform: scale(1); box-shadow: 0 0 0 6px rgba(52, 199, 89, 0); }
  100% { transform: scale(0.95); box-shadow: 0 0 0 0 rgba(52, 199, 89, 0); }
}

.hero-subtitle {
  font-size: 1.25rem;
  color: var(--text-secondary);
  line-height: 1.5;
  margin: 18px auto 0;
  max-width: 720px;
}

/* --- Diagnostic Workspace Grid --- */
.diagnostic-section {
  padding: 24px 0 60px;
}

.diagnostic-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 28px;
}

@media (max-width: 960px) {
  .diagnostic-grid {
    grid-template-columns: 1fr;
  }
}

/* Calculator Input Panel */
.calc-panel {
  padding: 36px;
  display: flex;
  flex-direction: column;
  gap: 28px;
}

.panel-header h2 {
  font-size: 1.55rem;
  letter-spacing: -0.02em;
  margin-bottom: 6px;
}

.panel-header p {
  font-size: 0.95rem;
  color: var(--text-secondary);
}

.form-group {
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.form-label {
  font-size: 0.88rem;
  font-weight: 600;
  color: var(--text-secondary);
  text-transform: uppercase;
  letter-spacing: 0.04em;
}

/* Apple Segmented Controls */
.segmented-control {
  display: flex;
  background: rgba(0, 0, 0, 0.05);
  padding: 4px;
  border-radius: var(--radius-md);
  gap: 4px;
}

.seg-btn {
  flex: 1;
  padding: 10px 14px;
  font-size: 0.92rem;
  font-weight: 500;
  color: var(--text-secondary);
  border-radius: calc(var(--radius-md) - 3px);
  text-align: center;
  transition: all var(--spring-snappy);
}

.seg-btn.active {
  background: #ffffff;
  color: var(--text-primary);
  font-weight: 600;
  box-shadow: 0 2px 8px rgba(0, 0, 0, 0.08);
}

/* Rate Input Box with Stepper */
.rate-input-box {
  display: flex;
  align-items: center;
  background: #ffffff;
  border: 1.5px solid rgba(0, 0, 0, 0.1);
  border-radius: var(--radius-md);
  padding: 6px 12px;
  transition: border-color var(--spring-snappy);
}

.rate-input-box:focus-within {
  border-color: var(--accent-blue);
  box-shadow: 0 0 0 3px var(--accent-blue-subtle);
}

.rate-input {
  flex: 1;
  font-size: 2.2rem;
  font-weight: 700;
  color: var(--text-primary);
  letter-spacing: -0.02em;
  border: none;
  outline: none;
  background: transparent;
  width: 100%;
}

.rate-suffix {
  font-size: 1.6rem;
  font-weight: 600;
  color: var(--text-secondary);
  margin-right: 16px;
}

.stepper-controls {
  display: flex;
  gap: 6px;
}

.stepper-btn {
  width: 36px;
  height: 36px;
  border-radius: var(--radius-sm);
  background: rgba(0, 0, 0, 0.05);
  color: var(--text-primary);
  font-size: 1.2rem;
  display: flex;
  align-items: center;
  justify-content: center;
  transition: background var(--spring-snappy);
}

.stepper-btn:hover {
  background: rgba(0, 0, 0, 0.1);
}

.field-helper {
  font-size: 0.82rem;
  color: var(--text-secondary);
}

/* Slider Controls */
.slider-header {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
}

.slider-val-display {
  font-size: 1.5rem;
  font-weight: 700;
  color: var(--accent-blue);
  letter-spacing: -0.015em;
}

.apple-range {
  -webkit-appearance: none;
  width: 100%;
  height: 8px;
  border-radius: 4px;
  background: rgba(0, 0, 0, 0.08);
  outline: none;
  margin: 10px 0;
}

.apple-range::-webkit-slider-thumb {
  -webkit-appearance: none;
  appearance: none;
  width: 26px;
  height: 26px;
  border-radius: 50%;
  background: #ffffff;
  box-shadow: 0 2px 8px rgba(0, 0, 0, 0.22);
  cursor: pointer;
  border: 1px solid rgba(0, 0, 0, 0.04);
  transition: transform 0.1s ease;
}

.apple-range::-webkit-slider-thumb:hover {
  transform: scale(1.12);
}

.range-ticks {
  display: flex;
  justify-content: space-between;
  font-size: 0.78rem;
  color: var(--text-tertiary);
}

/* --- Diagnosis & Savings Results Panel --- */
.results-panel {
  padding: 36px;
  display: flex;
  flex-direction: column;
  gap: 28px;
  justify-content: space-between;
}

/* Status Badge */
.status-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 6px 14px;
  border-radius: var(--radius-full);
  font-size: 0.85rem;
  font-weight: 600;
  width: fit-content;
}

.status-badge .dot {
  width: 8px;
  height: 8px;
  border-radius: 50%;
}

.status-badge.competitive {
  background: var(--status-green-bg);
  color: #1b8a3e;
}
.status-badge.competitive .dot { background: var(--status-green); }

.status-badge.average {
  background: var(--status-amber-bg);
  color: #b36b00;
}
.status-badge.average .dot { background: var(--status-amber); }

.status-badge.alert {
  background: var(--status-red-bg);
  color: #c92a2a;
}
.status-badge.alert .dot { background: var(--status-red); }

.diagnostic-header {
  display: flex;
  flex-direction: column;
  gap: 8px;
  margin-bottom: 24px;
}

.diagnostic-title {
  font-size: 1.45rem;
  letter-spacing: -0.015em;
}

.diagnostic-desc {
  font-size: 0.95rem;
  color: var(--text-secondary);
  line-height: 1.55;
}

/* Spectrum Gauge Container */
.spectrum-wrapper {
  margin: 16px 0 24px;
  padding-top: 38px; /* Dedicated headroom for floating user pin bubble */
  display: flex;
  flex-direction: column;
  gap: 14px;
}

.spectrum-track-container {
  position: relative;
  height: 16px;
  border-radius: 8px;
  background: linear-gradient(to right, #34c759 0%, #a2d242 30%, #ffcc00 55%, #ff9500 75%, #ff3b30 100%);
  box-shadow: inset 0 1px 3px rgba(0, 0, 0, 0.15);
}

/* Floating User Pin */
.user-pin {
  position: absolute;
  top: 50%;
  transform: translate(-50%, -50%);
  display: flex;
  flex-direction: column;
  align-items: center;
  transition: left var(--spring-snappy);
  pointer-events: none;
}

.pin-bubble {
  background: var(--text-primary);
  color: #ffffff;
  padding: 4px 10px;
  border-radius: var(--radius-xs);
  font-size: 0.8rem;
  font-weight: 700;
  white-space: nowrap;
  box-shadow: 0 4px 12px rgba(0, 0, 0, 0.25);
  margin-bottom: 6px;
  position: relative;
}

.pin-bubble::after {
  content: "";
  position: absolute;
  bottom: -4px;
  left: 50%;
  transform: translateX(-50%);
  border-left: 5px solid transparent;
  border-right: 5px solid transparent;
  border-top: 5px solid var(--text-primary);
}

.pin-thumb {
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: #ffffff;
  border: 3px solid var(--text-primary);
  box-shadow: 0 2px 6px rgba(0, 0, 0, 0.3);
}

/* Benchmark Markers below track (Staggered 2-Tier Apple-style layout) */
.spectrum-markers {
  position: relative;
  min-height: 84px;
  margin-top: 6px;
}

.benchmark-marker {
  position: absolute;
  transform: translateX(-50%);
  text-align: center;
  font-size: 0.74rem;
  color: var(--text-secondary);
  white-space: nowrap;
  transition: left var(--spring-snappy);
}

/* Tier 1: Market Lowest (Upper row) */
#marker-lowest,
.benchmark-marker.marker-tier1 {
  top: 4px;
}

#marker-lowest::before,
.benchmark-marker.marker-tier1::before {
  content: "";
  display: block;
  width: 1.5px;
  height: 8px;
  background: rgba(0, 0, 0, 0.22);
  margin: 0 auto 3px;
}

/* Tier 2: Big 4 Average (Lower row with connecting guide hairline) */
#marker-big4,
.benchmark-marker.marker-tier2 {
  top: 46px;
}

#marker-big4::before,
.benchmark-marker.marker-tier2::before {
  content: "";
  position: absolute;
  top: -42px;
  left: 50%;
  transform: translateX(-50%);
  width: 1px;
  height: 38px;
  background: rgba(0, 0, 0, 0.2);
}

.marker-val {
  font-weight: 600;
  color: var(--text-primary);
}

/* Big Savings Highlight Card */
.savings-callout {
  background: linear-gradient(135deg, rgba(52, 199, 89, 0.08) 0%, rgba(0, 113, 227, 0.06) 100%);
  border: 1px solid rgba(52, 199, 89, 0.25);
  border-radius: var(--radius-md);
  padding: 24px;
  display: flex;
  flex-direction: column;
  gap: 16px;
}

.savings-callout-header {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
}

.savings-label {
  font-size: 0.85rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  color: var(--text-secondary);
}

.savings-diff {
  font-size: 0.85rem;
  font-weight: 600;
  color: #1b8a3e;
}

.savings-amounts-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
}

.savings-box {
  background: rgba(255, 255, 255, 0.8);
  border-radius: var(--radius-sm);
  padding: 14px 18px;
  border: 1px solid rgba(255, 255, 255, 0.9);
}

.savings-sublabel {
  font-size: 0.78rem;
  color: var(--text-secondary);
  margin-bottom: 4px;
}

.savings-big-num {
  font-size: 1.85rem;
  font-weight: 700;
  letter-spacing: -0.025em;
  color: #1b8a3e;
}

.savings-five-year-pill {
  font-size: 0.84rem;
  color: var(--text-secondary);
  background: rgba(255, 255, 255, 0.6);
  padding: 8px 14px;
  border-radius: var(--radius-full);
  text-align: center;
}

.savings-five-year-pill strong {
  color: var(--text-primary);
}

/* Call to Action Container */
.cta-container {
  display: flex;
  flex-direction: column;
  gap: 10px;
  text-align: center;
}

.cta-subtext {
  font-size: 0.82rem;
  color: var(--text-secondary);
}

/* --- Directory & Comparison Section --- */
.directory-section {
  padding: 60px 0;
}

.section-header-row {
  display: flex;
  justify-content: space-between;
  align-items: flex-end;
  margin-bottom: 28px;
  gap: 20px;
}

@media (max-width: 768px) {
  .section-header-row {
    flex-direction: column;
    align-items: flex-start;
  }
}

/* Category Filter Tabs */
.filter-tabs {
  display: flex;
  background: rgba(0, 0, 0, 0.05);
  padding: 4px;
  border-radius: var(--radius-full);
  gap: 4px;
  flex-wrap: wrap;
}

.tab-btn {
  padding: 8px 16px;
  font-size: 0.88rem;
  font-weight: 500;
  color: var(--text-secondary);
  border-radius: var(--radius-full);
  transition: all var(--spring-snappy);
}

.tab-btn.active {
  background: #ffffff;
  color: var(--text-primary);
  font-weight: 600;
  box-shadow: 0 1px 4px rgba(0, 0, 0, 0.1);
}

/* Lender Table Card */
.table-card {
  overflow: hidden;
  padding: 0;
}

.table-responsive {
  overflow-x: auto;
  -webkit-overflow-scrolling: touch;
}

.lenders-table {
  width: 100%;
  border-collapse: collapse;
  text-align: left;
}

.lenders-table th {
  background: rgba(0, 0, 0, 0.02);
  padding: 16px 20px;
  font-size: 0.78rem;
  font-weight: 600;
  color: var(--text-secondary);
  text-transform: uppercase;
  letter-spacing: 0.05em;
  border-bottom: 1px solid var(--border-subtle);
}

.lenders-table td {
  padding: 18px 20px;
  border-bottom: 1px solid rgba(0, 0, 0, 0.04);
  vertical-align: middle;
}

.lender-row {
  transition: background-color 0.15s ease;
}

.lender-row:hover {
  background-color: rgba(255, 255, 255, 0.95);
}

.bank-identity {
  display: flex;
  align-items: center;
  gap: 14px;
}

.bank-avatar {
  width: 44px;
  height: 44px;
  min-width: 44px;
  border-radius: var(--radius-sm);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.85rem;
  font-weight: 700;
  letter-spacing: 0.02em;
  background: #ffffff;
  border: 1px solid rgba(0, 0, 0, 0.08);
  box-shadow: 0 1px 4px rgba(0, 0, 0, 0.04);
  padding: 4px;
  box-sizing: border-box;
  overflow: hidden;
  position: relative;
}

.bank-avatar.has-logo {
  background: #ffffff;
}

.bank-logo-img {
  width: 100%;
  height: 100%;
  object-fit: contain;
  border-radius: 4px;
  display: block;
}

.bank-avatar-fallback {
  width: 100%;
  height: 100%;
  border-radius: 4px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.8rem;
  font-weight: 700;
  letter-spacing: 0.02em;
}

.bank-avatar.big4,
.bank-avatar-fallback.big4 {
  background: #1d1d1f;
  color: #ffffff;
}

.bank-avatar.tier2,
.bank-avatar-fallback.tier2 {
  background: #0071e3;
  color: #ffffff;
}

.bank-avatar.non_bank,
.bank-avatar-fallback.non_bank {
  background: #5856d6;
  color: #ffffff;
}

.bank-meta {
  display: flex;
  flex-direction: column;
}

.bank-title {
  font-size: 1rem;
  font-weight: 600;
  color: var(--text-primary);
}

.product-title {
  font-size: 0.82rem;
  color: var(--text-secondary);
}

.category-pill {
  display: inline-block;
  padding: 4px 10px;
  border-radius: var(--radius-full);
  font-size: 0.76rem;
  font-weight: 600;
}

.badge-big4 { background: rgba(29, 29, 31, 0.08); color: #1d1d1f; }
.badge-tier2 { background: rgba(0, 113, 227, 0.08); color: #0071e3; }
.badge-nonbank { background: rgba(88, 86, 214, 0.08); color: #5856d6; }

.rate-cell {
  font-size: 1rem;
  font-variant-numeric: tabular-nums;
  color: var(--text-secondary);
}

.rate-cell.highlight-rate {
  font-size: 1.15rem;
  color: var(--text-primary);
}

.diff-badge {
  display: inline-block;
  padding: 5px 12px;
  border-radius: var(--radius-full);
  font-size: 0.82rem;
  font-weight: 600;
}

.diff-badge.positive {
  background: var(--status-green-bg);
  color: #1b8a3e;
}

.diff-badge.neutral {
  background: rgba(0, 0, 0, 0.05);
  color: var(--text-secondary);
}

/* --- Why Kelly Section --- */
.why-section {
  padding: 60px 0 80px;
}

.why-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  margin-top: 36px;
}

@media (max-width: 840px) {
  .why-grid {
    grid-template-columns: 1fr;
  }
}

.why-card {
  padding: 32px;
  display: flex;
  flex-direction: column;
  gap: 14px;
}

.why-icon {
  width: 48px;
  height: 48px;
  border-radius: var(--radius-md);
  background: var(--accent-blue-subtle);
  color: var(--accent-blue);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.5rem;
}

.why-card h3 {
  font-size: 1.25rem;
  letter-spacing: -0.015em;
}

.why-card p {
  font-size: 0.95rem;
  color: var(--text-secondary);
  line-height: 1.5;
}

/* --- Floating Modal Sheet ("Contact Kelly") --- */
.modal-overlay {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  bottom: 0;
  background: rgba(0, 0, 0, 0.45);
  backdrop-filter: blur(16px);
  -webkit-backdrop-filter: blur(16px);
  z-index: 1000;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 20px;
  opacity: 0;
  visibility: hidden;
  transition: opacity var(--spring-snappy), visibility var(--spring-snappy);
}

.modal-overlay.active {
  opacity: 1;
  visibility: visible;
}

.modal-sheet {
  background: #ffffff;
  border-radius: var(--radius-xl);
  box-shadow: var(--shadow-modal);
  width: 100%;
  max-width: 520px;
  max-height: calc(100vh - 48px);
  overflow-y: auto;
  padding: 30px 32px 32px;
  position: relative;
  transform: scale(0.94) translateY(20px);
  transition: transform var(--spring-gentle);
  scrollbar-width: thin;
  scrollbar-color: rgba(0, 0, 0, 0.15) transparent;
}

/* Apple-style Minimal Floating Scrollbar for Modal */
.modal-sheet::-webkit-scrollbar {
  width: 6px;
}

.modal-sheet::-webkit-scrollbar-track {
  background: transparent;
  margin: 16px 0;
}

.modal-sheet::-webkit-scrollbar-thumb {
  background: rgba(0, 0, 0, 0.16);
  border-radius: 9999px;
  transition: background 0.2s ease;
}

.modal-sheet::-webkit-scrollbar-thumb:hover {
  background: rgba(0, 0, 0, 0.32);
}

.modal-sheet::-webkit-scrollbar-button {
  display: none;
  width: 0;
  height: 0;
}

.modal-overlay.active .modal-sheet {
  transform: scale(1) translateY(0);
}

.modal-close {
  position: absolute;
  top: 22px;
  right: 22px;
  width: 32px;
  height: 32px;
  border-radius: 50%;
  background: rgba(0, 0, 0, 0.05);
  color: var(--text-secondary);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.1rem;
  transition: all 0.15s ease;
}

.modal-close:hover {
  background: rgba(0, 0, 0, 0.1);
  color: var(--text-primary);
  transform: scale(1.05);
}

.modal-header {
  margin-bottom: 16px;
  padding-right: 36px;
}

.modal-header h3 {
  font-size: 1.5rem;
  letter-spacing: -0.02em;
  margin-bottom: 4px;
}

.modal-header p {
  font-size: 0.95rem;
  color: var(--text-secondary);
}

/* Modal Summary Chips Box */
.modal-summary-box {
  background: var(--bg-canvas);
  border-radius: var(--radius-md);
  padding: 12px 14px;
  margin-bottom: 16px;
  border: 1px solid rgba(0, 0, 0, 0.05);
}

.summary-box-title {
  font-size: 0.74rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  color: var(--text-secondary);
  margin-bottom: 6px;
}

.summary-chips-row {
  display: flex;
  flex-wrap: wrap;
  gap: 6px;
}

.summary-chip {
  background: #ffffff;
  padding: 4px 10px;
  border-radius: var(--radius-xs);
  font-size: 0.78rem;
  color: var(--text-secondary);
  border: 1px solid rgba(0, 0, 0, 0.06);
}

.summary-chip strong {
  color: var(--text-primary);
}

/* Modal Form Controls */
.modal-form {
  display: flex;
  flex-direction: column;
  gap: 13px;
}

.form-label {
  font-size: 0.78rem;
  font-weight: 600;
  color: var(--text-secondary);
  margin-bottom: 4px;
  display: block;
}

.input-field, .select-field, .textarea-field {
  width: 100%;
  padding: 9px 14px;
  font-size: 0.92rem;
  font-family: inherit;
  border-radius: var(--radius-sm);
  border: 1.5px solid rgba(0, 0, 0, 0.12);
  background: #ffffff;
  color: var(--text-primary);
  outline: none;
  transition: all var(--spring-snappy);
}

.input-field:focus, .select-field:focus, .textarea-field:focus {
  border-color: var(--accent-blue);
  box-shadow: 0 0 0 3px var(--accent-blue-subtle);
}

.textarea-field {
  resize: vertical;
  min-height: 60px;
}

/* Success View */
.success-view {
  text-align: center;
  padding: 40px 20px;
}

.success-icon-wrap {
  width: 72px;
  height: 72px;
  border-radius: 50%;
  background: var(--status-green-bg);
  color: #1b8a3e;
  font-size: 2.2rem;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 20px;
}

.success-view h3 {
  font-size: 1.6rem;
  margin-bottom: 12px;
}

.success-view p {
  color: var(--text-secondary);
  font-size: 1.05rem;
  line-height: 1.5;
  margin-bottom: 28px;
}

/* --- Footer --- */
.site-footer {
  border-top: 1px solid var(--border-subtle);
  background: #ffffff;
  padding: 48px 0;
  font-size: 0.85rem;
  color: var(--text-secondary);
  line-height: 1.6;
}

.footer-inner {
  display: flex;
  flex-direction: column;
  gap: 20px;
}

.footer-disclaimer {
  max-width: 900px;
}

.footer-bottom {
  display: flex;
  justify-content: space-between;
  align-items: center;
  border-top: 1px solid rgba(0, 0, 0, 0.05);
  padding-top: 20px;
}